2026 Global Risk Technology Trends Transforming Balance Sheet Management

When volatility is permanent, supervisors ask harder questions, and balance sheet decisions must be explained, not just calculated. Traditional ALM and BSM tools stop being enough.

In 2026, Balance Sheet Management is no longer about explaining the past.

Finance and risk teams need continuous visibility, forward-looking scenarios, and explanations they can stand behind, especially when decisions are made under pressure.

Why This Matters in 2026:

  • Volatility is structural

  • Regulatory expectations are rising

  • Digital and third-party dependencies are unavoidable

Static dashboards and retrospective reporting no longer keep up.

Leading institutions are moving toward always-on, scenario-driven, and explainable intelligence.

This report shows how that shift is already taking shape in practice. And, it is written for people who prepare ALCO meetings, run stress tests, explain LCR movements, and answer follow-up questions from regulators—often with little time and zero margin for error.

It focuses on what actually changes in day-to-day work, not abstract trends. 

[Report] Global Balance Sheet Management Risk Technology: Trends That Will Shape 2026

What You’ll Be Able to Do After Reading This Report

After reading this report, you will be able to:

  • Understand how organizations are using scenario-based modeling to better assess potential balance sheet impacts, rather than relying solely on reactive analysis

  • Gain clarity on how month-over-month movements in key metrics (LCR, NII, liquidity buffers) can be explained more consistently, without relying on fragmented or stitched-together reports

  • Be better prepared for supervisory conversations by understanding how continuous, traceable risk and compliance evidence supports confidence and defensibility

  • Understand how AI can support professional judgment by explaining drivers and assumptions rather than producing black-box outputs

  • Recognize third-party and ICT dependencies that can disrupt liquidity, operations, or regulatory standing if left unmanaged

  • Understand the importance of working from a shared and consistent view of the balance sheet across Finance, Risk, and Compliance functions 

No generic “efficiency gains.”  Just fewer surprises and better answers when it matters. 

What the Report Covers

Inside the report, you’ll discover four trends already reshaping how banks manage their balance sheets:

  • Why continuous risk and compliance are replacing periodic reviews

  • How integrated RiskTech–RegTech platforms are becoming the control layer for financial resilience

  • What explainable, decision-ready AI looks like in daily BSM and ALM work

  • Why scenario modeling and digital resilience are becoming core balance sheet capabilities 


If you want to prepare balance sheet decisions with more confidence—and spend less time explaining surprises after the fact—this report is a good place to start.

It will help you understand what is changing in Balance Sheet Management and why many current tools and processes will struggle in 2026. 

Download the 2026 Global RiskTech Balance Sheet Management Trends Report

Who This Report Is For

This report is designed for decision-makers and practitioners across finance, risk, and technology, including: 

 CROs, CFOs, and senior risk leaders

 ALM, Treasury, and Finance professionals

 Regulatory reporting and compliance teams

 Data, architecture, and transformation leaders

 Anyone shaping a unified risk–regulatory ecosystem 

(If your calendar includes ALCO meetings, this is for you.)