The Q125 release of Mirai Platform is now live!
At Mirai RiskTech, continuous innovation is at the heart of everything we do. With each quarterly release, we enhance the Mirai Platform’s functionality to help financial institutions make smarter, faster decisions. The Q125 release reaffirms our commitment to delivering meaningful, incremental value, introducing new capabilities and features that streamline processes, boost performance, and elevate the overall user experience.
At the core of this evolution are our market-leading, cloud-native Balance Sheet Management solutions: ALM & Liquidity, Funds Transfer Pricing (FTP) & Profitability, and Regulatory Reporting, all unified and powered by the Mirai Platform, our proprietary SaaS.
The Q125 release brings powerful upgrades that strengthen analytical capabilities, enhance regulatory compliance, and improve overall system performance:
- External Modeling Information (EMI) – A dedicated new screen enhances analytical power by enabling users to seamlessly incorporate external data sources — such as tables containing macroeconomic indicators or internal attributes — into their modeling workflows. With EMI, modeling parameters can be dynamically adjusted, unlocking greater flexibility for specialized scenario analysis, accurate regulatory stress testing, and precise forecasting, all within an intuitive user experience.
- Projected Liquidity Coverage Ratio (LCR) - Gain forward-looking visibility into liquidity positions with this new capability that enables forecasting of LCR levels for future reporting dates. By anticipating future LCR levels, it supports strategic liquidity planning and strengthens proactive risk management, helping institutions navigate potential liquidity challenges with confidence.
- Enhanced Pass-Through Rate Traceability – The addition of ptr_customer and ptr_market metrics to the results table ensures full traceability of Pass-Through Rate (PTR) values in the J08 - Interest STE-ITS 2023 report, specifically for contracts without maturity, using Core-Non-Core parameterization. This enhanced traceability improves analytical precision and regulatory transparency, simplifies auditing and compliance verification processes, and offers deeper insights into product-level PTR dynamics.
- Performance & Operational Model Improvements – Behind the scenes, we’ve implemented optimizations to speed up processing times and further improve system responsiveness. These improvements make it even easier to run complex modeling tasks and reflect our ongoing commitment to platform efficiency and reliability.
Watch the video to see these exciting updates in action: