Unify Risk & Regulatory Insight To Gain Speed, Clarity, and Supervisory Confidence.

Financial institutions now operate in a landscape where volatility is part of the norm. Supervisory expectations continue to rise, and traditional architectures struggle to deliver the efficiency the industry requires. Legacy systems once played a crucial role in earlier regulatory cycles, but the context they were built for no longer exists.

Years of incremental changes, mergers, and regulatory updates have left many institutions with fragmented platforms, duplicated assumptions, and complex data flows that demand constant reconciliation. 

These architectures were never designed for a world where customer behavior shifts within hours, monetary policy moves rapidly, and regulators expect full end-to-end traceability. 

As a result, too much analytical capacity is spent preparing data instead of generating strategic insight.

“Beyond Compliance: Unlocking Strategic Value Through Integrated RegTech and RiskTech” addresses this challenge directly. 

The whitepaper outlines a forward-looking framework for unifying RegTech and RiskTech into a single, data-driven ecosystem that strengthens governance, improves decision velocity, and increases supervisory confidence.

For CROs, CFOs, and senior risk leaders, it demonstrates how modern platforms align data, models, and governance, all supported by cloud-native architectures. The result is a shift where compliance becomes a source of strategic value. For banks seeking more resilient balance sheet management, this publication provides a clear direction forward.

 

[Whitepaper] Unlocking Strategic Value Through Integrated RegTech & RiskTech

What You Will Learn

  • Why integration is now essential
    How uncertainty, regulation, and shifting customer behavior make a unified balance-sheet view indispensable, eliminating fragmentation and strengthening supervisory alignment.
  • The architecture behind a unified data foundation
    Shared data layers, cloud-native design, semantic governance, and full traceability create consistency and support faster and more reliable decision-making.
  • Scenario intelligence for modern risk management
    How integrated systems enhance scenario capabilities, modelling plausible futures, behavioral shifts, and cross-metric impacts in real time.
  • Regulatory alignment by design
    How unified platforms meet EBA and ECB expectations for IRRBB, CSRBB, LCR, NSFR, and data integrity while reducing friction with supervisors.
  • A proven implementation path
    Phased delivery avoids the pitfalls of “Big Bang” programs, while continuous data remediation reinforces long-term improvements across risk and regulatory processes.
  • Real-world impact from a G-SIB case
    How a global bank consolidated multiple legacy systems into one integrated platform, reducing reconciliation work, improving supervisory interactions, accelerating key risk and regulatory decisions, and achieving an estimated 60–70% ROI.

Download the Whitepaper
Fill out the form to access your copy and learn how an integrated RegTech and RiskTech architecture turns compliance into strategic value, strengthening governance, improving performance, and enhancing resilience across the balance sheet.

Who Should Read This Whitepaper

This whitepaper is designed for:

 CROs, CFOs, and senior risk leaders

 ALM, Treasury, and Finance professionals

 Regulatory reporting and compliance teams

 Data, architecture, and transformation leaders

 Anyone interested in a practical path to a unified risk–regulatory ecosystem

The Author's Perspective

“When regulators review interest rate or liquidity risk, they look at both the regulatory view and the management view. That’s why an integrated platform allows the bank to respond much more effectively and much faster.”

Olmo Vázquez

Co-founder & CEO of Mirai RiskTech

“The current environment is so uncertain and volatile that banks need to generate all the critical information for decision-making in every scenario. Without timely, consistent data, it becomes impossible to understand how the balance sheet will react to rapid changes.”

Miguel Ángel Penabella

Strategic Advisor at Mirai RiskTech
DOWNLOAD THE WHITEPAPER