<?xml version='1.0' encoding='UTF-8'?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:video="http://www.google.com/schemas/sitemap-video/1.1" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"><url><loc>https://mirairisktech.com/insights/8-insights-from-the-2025-srep-and-what-banks-should-be-doing-now</loc><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/Art%201%20Guide%20Capital%20-%20Banner%20Articulo.png</image:loc><image:caption>Art 1 Guide Capital - Banner Articulo</image:caption><image:title>Art 1 Guide Capital - Banner Articulo</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/Chart%2023%20SREP%202025.png</image:loc><image:caption>Chart 23 SREP 2025</image:caption><image:title>Chart 23 SREP 2025</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/002%20-%20LCR%20formula.png</image:loc><image:caption>002 - LCR formula</image:caption><image:title>002 - LCR formula</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/015%20Fed%20Nearing%20Banner.png</image:loc><image:caption>015 Fed Nearing Banner</image:caption><image:title>015 Fed Nearing Banner</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/navigation/arrow-top-right.svg</image:loc><image:caption>arrow-top-right</image:caption><image:title>arrow-top-right</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/Chart%2012%20SREP%202025.png</image:loc><image:caption>Chart 12 SREP 2025</image:caption><image:title>Chart 12 SREP 2025</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/blog/blog-banner-default.jpg</image:loc><image:caption>blog-banner-default</image:caption><image:title>blog-banner-default</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/Chart%2018%20SREP%202025.png</image:loc><image:caption>Chart 18 SREP 2025</image:caption><image:title>Chart 18 SREP 2025</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/03%20Web%20Assets/Home/2026/logos/Mirai%20Youtube.png</image:loc><image:caption>Mirai Youtube</image:caption><image:title>Mirai Youtube</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/03%20Web%20Assets/Why%20mirai/Property%201=Juan%20Carlos%20Fernandez%201.png</image:loc><image:caption>Property 1=Juan Carlos Fernandez 1</image:caption><image:title>Property 1=Juan Carlos Fernandez 1</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/bannder%20ad.png</image:loc><image:caption>bannder ad</image:caption><image:title>bannder ad</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/03%20Web%20Assets/Home/2026/logos/Mirai%20Linkedin.png</image:loc><image:caption>Mirai Linkedin</image:caption><image:title>Mirai Linkedin</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/Chart%205%20SREP%202025.png</image:loc><image:caption>Chart 5 SREP 2025</image:caption><image:title>Chart 5 SREP 2025</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/Art%203%20Guide%20Capital%20-%20Banner%20Articulo.png</image:loc><image:caption>Art 3 Guide Capital - Banner Articulo</image:caption><image:title>Art 3 Guide Capital - Banner Articulo</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/promotional/getting-started.jpg</image:loc><image:caption>getting-started</image:caption><image:title>getting-started</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/footer/Mirai%20logo-symbol.svg</image:loc><image:caption>Mirai logo-symbol</image:caption><image:title>Mirai logo-symbol</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/Art%202%20Guide%20Capital%20-%20Banner%20Articulo.png</image:loc><image:caption>Art 2 Guide Capital - Banner Articulo</image:caption><image:title>Art 2 Guide Capital - Banner Articulo</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/010%20Project%20Net%20Interest%20Post%20Banner.png</image:loc><image:caption>010 Project Net Interest Post Banner</image:caption><image:title>010 Project Net Interest Post Banner</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/navigation/logo-full.png</image:loc><image:caption>logo-full</image:caption><image:title>logo-full</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/005%20NSFR%20LI%20Banner.png</image:loc><image:caption>005 NSFR LI Banner</image:caption><image:title>005 NSFR LI Banner</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/promotional/blog.jpg</image:loc><image:caption>blog</image:caption><image:title>blog</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/Chart%2016%20SREP%202025.png</image:loc><image:caption>Chart 16 SREP 2025</image:caption><image:title>Chart 16 SREP 2025</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/Three%20Weeks%20Later%205.jpg</image:loc><image:caption>Three Weeks Later 5</image:caption><image:title>Three Weeks Later 5</image:title></image:image><lastmod>2026-08-06</lastmod></url><url><loc>https://mirairisktech.com/blog/ftp-as-a-strategic-decision-engine-in-a-g-sib</loc><video:video><video:thumbnail_loc>https://48019620.fs1.hubspotusercontent-eu1.net/hubfs/48019620/10%20Product%20Value/FTP%20w%20Data%20Quality/PVC-FTP-video1-final.mp4/medium.jpg</video:thumbnail_loc><video:title>Mirai Funds Transfer Pricing at Contract Level</video:title><video:description>Unlock the power of precise financial management with Mirai's innovative Funds Transfer Pricing (FTP) solutions. This video dives into how Mirai revolutionizes transfer pricing by calculating rates at the individual deal level, ensuring full traceability and transparency.

Key topics covered include:

- **Individual Deal Calculation**: Unlike traditional approaches that rely on portfolio averages, Mirai assigns unique rates to every contract, allowing for detailed analysis down to its spread components.

- **Robust Methodologies**: Explore the various methodologies used for products without contractual maturity, including zero discount factors and weighted terms, all configurable by product, currency, segment, and business line.

- **Unified Data Handling**: Learn how Mirai's FTP runs on a consistent data engine, ensuring that all calculations are based on calibrated curves and validated data. This integration guarantees a singular source of truth across the platform.

- **Scenario Simulation**: Discover the ability to simulate curve changes and pricing scenarios, enabling you to anticipate impacts on Net Interest Income (NII) before they occur.

- **Data Quality Assurance**: Understand the importance of Mirai's validation layer, which checks incoming data against preset rules, flagging issues immediately to maintain high data integrity.

By watching this video, you will gain insights into how Mirai enhances your financial performance through precise, contract-level FTP solutions. You will learn to optimize profitability measurement and streamline your internal pricing strategies while achieving compliance with regulatory demands. 

Join us to see how Mirai transforms financial management into a strategic advantage, promoting efficiency, transparency, and informed decision-making.</video:description><video:content_loc>https://mirairisktech.com/hubfs/10%20Product%20Value/FTP%20w%20Data%20Quality/PVC-FTP-video1-final.mp4</video:content_loc><video:duration>89</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/footer/Mirai%20logo-symbol.svg</image:loc><image:caption>Mirai logo-symbol</image:caption><image:title>Mirai logo-symbol</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/10%20Product%20Value/FTP%20w%20Data%20Quality/PVC%20-%20FTP%20w%20Data%20Quality%20-%20Advanced%20Analytics.png</image:loc><image:caption>PVC - FTP w Data Quality - Advanced Analytics</image:caption><image:title>PVC - FTP w Data Quality - Advanced Analytics</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/Product%20Deep%20Dives/PDD%20-%20Audit%20Versioning/Audit%20Versioning%20-%20PDD%20-%20Banner%20Article.jpg</image:loc><image:caption>Audit Versioning - PDD - Banner Article</image:caption><image:title>Audit Versioning - PDD - Banner Article</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/blog/blog-banner-default.jpg</image:loc><image:caption>blog-banner-default</image:caption><image:title>blog-banner-default</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/navigation/arrow-top-right.svg</image:loc><image:caption>arrow-top-right</image:caption><image:title>arrow-top-right</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/promotional/blog.jpg</image:loc><image:caption>blog</image:caption><image:title>blog</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/promotional/getting-started.jpg</image:loc><image:caption>getting-started</image:caption><image:title>getting-started</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/04%20Platform%20Releases/2026/Winter%20Release%20-%20Banner%20Articulo.jpg</image:loc><image:caption>Winter Release - Banner Articulo</image:caption><image:title>Winter Release - Banner Articulo</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/Product%20Deep%20Dives/PDD%20-%20KRS/Banner%20Web%20y%20Linkedin%20-%20KRS1.png</image:loc><image:caption>Banner Web y Linkedin - KRS1</image:caption><image:title>Banner Web y Linkedin - KRS1</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/Product%20Deep%20Dives/PDD%20-%20Disbursement/Banner%20Web%20y%20Linkedin%20-%20Disbursement%201.png</image:loc><image:caption>Banner Web y Linkedin - Disbursement 1</image:caption><image:title>Banner Web y Linkedin - Disbursement 1</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/03%20Web%20Assets/Home/2026/logos/Mirai%20Linkedin.png</image:loc><image:caption>Mirai Linkedin</image:caption><image:title>Mirai Linkedin</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/Product%20Deep%20Dives/PDD%20-%20PTR/Banner%20Web%20y%20Linkedin%20-%20PTR1.png</image:loc><image:caption>Banner Web y Linkedin - PTR1</image:caption><image:title>Banner Web y Linkedin - PTR1</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/navigation/logo-full.png</image:loc><image:caption>logo-full</image:caption><image:title>logo-full</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/03%20Web%20Assets/Home/2026/logos/Mirai%20Youtube.png</image:loc><image:caption>Mirai Youtube</image:caption><image:title>Mirai Youtube</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/bannder%20ad.png</image:loc><image:caption>bannder ad</image:caption><image:title>bannder ad</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/10%20Product%20Value/FTP%20w%20Data%20Quality/PVC%20-%20FTP%20w%20Data%20Quality.png</image:loc><image:caption>PVC - FTP w Data Quality</image:caption><image:title>PVC - FTP w Data Quality</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/10%20Product%20Value/ALCO%20Pack/ALCO%20PACK%20banner%20article.png</image:loc><image:caption>ALCO PACK banner article</image:caption><image:title>ALCO PACK banner article</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/Mirai_November_2024/Images/blog_1.png</image:loc><image:caption>blog_1</image:caption><image:title>blog_1</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/10%20Product%20Value/FTP%20w%20Data%20Quality/Banner%20article%20-%20FTP.png</image:loc><image:caption>Banner article - FTP</image:caption><image:title>Banner article - FTP</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/10%20Product%20Value/FTP%20w%20Data%20Quality/PVC%20-%20FTP%20w%20Data%20Quality%20-%20Data%20Quality.png</image:loc><image:caption>PVC - FTP w Data Quality - Data Quality</image:caption><image:title>PVC - FTP w Data Quality - Data Quality</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/End%20of%20the%20year%20CEO%20Article.png</image:loc><image:caption>End of the year CEO Article</image:caption><image:title>End of the year CEO Article</image:title></image:image><lastmod>2026-07-21</lastmod></url><url><loc>https://mirairisktech.com/insights/alco-metrics-balance-sheet-management</loc><image:image><image:loc>https://mirairisktech.com/hubfs/08%20Whitepapers%20and%20Guides/Guide%20Key%20Metrics%20for%20ALCO/Guide%20Key%20Metrics%20for%20ALCO%20-%20Cover%20Mockup.png</image:loc><image:caption>Key Metrics and Decision Framework for ALCO: A Guide for Risk and Treasury</image:caption><image:title>Guide Key Metrics for ALCO - Cover Mockup</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/promotional/getting-started.jpg</image:loc><image:caption>getting-started</image:caption><image:title>getting-started</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/10%20Product%20Value/ALCO%20Pack/ALCO%20Pack%20Small%20Banner%20Blogpost%202.jpg</image:loc><image:caption>ALCO Pack Small Banner Blogpost 2</image:caption><image:title>ALCO Pack Small Banner Blogpost 2</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/bannder%20ad.png</image:loc><image:caption>bannder ad</image:caption><image:title>bannder ad</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/Three%20Weeks%20Later%205.jpg</image:loc><image:caption>Three Weeks Later 5</image:caption><image:title>Three Weeks Later 5</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/Art%201%20WP%20ILAAP%20ICAAP%20-%20Banner%20Articulo.png</image:loc><image:caption>Art 1 WP ILAAP ICAAP - Banner Articulo</image:caption><image:title>Art 1 WP ILAAP ICAAP - Banner Articulo</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/footer/Mirai%20logo-symbol.svg</image:loc><image:caption>Mirai logo-symbol</image:caption><image:title>Mirai logo-symbol</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/navigation/logo-full.png</image:loc><image:caption>logo-full</image:caption><image:title>logo-full</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/03%20Web%20Assets/Home/2026/logos/Mirai%20Linkedin.png</image:loc><image:caption>Mirai Linkedin</image:caption><image:title>Mirai Linkedin</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/03%20Web%20Assets/Why%20mirai/Property%201=Miguel%20Angel%20Penabella%201.png</image:loc><image:caption>Property 1=Miguel Angel Penabella 1</image:caption><image:title>Property 1=Miguel Angel Penabella 1</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/010%20Project%20Net%20Interest%20Post%20Banner.png</image:loc><image:caption>010 Project Net Interest Post Banner</image:caption><image:title>010 Project Net Interest Post Banner</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/promotional/blog.jpg</image:loc><image:caption>blog</image:caption><image:title>blog</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/Hedge%20Accounting%20-%20Banner%20Articulo.png</image:loc><image:caption>Hedge Accounting - Banner Articulo</image:caption><image:title>Hedge Accounting - Banner Articulo</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/Art%202%20Guide%20Key%20Metrics%20ALCO%20-%20Banner%20Articulo.png</image:loc><image:caption>Art 2 Guide Key Metrics ALCO - Banner Articulo</image:caption><image:title>Art 2 Guide Key Metrics ALCO - Banner Articulo</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/005%20NSFR%20LI%20Banner.png</image:loc><image:caption>005 NSFR LI Banner</image:caption><image:title>005 NSFR LI Banner</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/navigation/arrow-top-right.svg</image:loc><image:caption>arrow-top-right</image:caption><image:title>arrow-top-right</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/015%20Fed%20Nearing%20Banner.png</image:loc><image:caption>015 Fed Nearing Banner</image:caption><image:title>015 Fed Nearing Banner</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/Art%201%20Guide%20Key%20Metrics%20ALCO%20-%20Banner%20Articulo.png</image:loc><image:caption>Art 1 Guide Key Metrics ALCO - Banner Articulo</image:caption><image:title>Art 1 Guide Key Metrics ALCO - Banner Articulo</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/002%20-%20LCR%20formula.png</image:loc><image:caption>002 - LCR formula</image:caption><image:title>002 - LCR formula</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/03%20Web%20Assets/Home/2026/logos/Mirai%20Youtube.png</image:loc><image:caption>Mirai Youtube</image:caption><image:title>Mirai Youtube</image:title></image:image><lastmod>2026-07-15</lastmod></url><url><loc>https://mirairisktech.com/insights/how-to-calculate-the-liquidity-coverage-ratio-lcr</loc><image:image><image:loc>https://mirairisktech.com/hubfs/08%20Whitepapers%20and%20Guides/Guide%20Liquidity%20Regulation/Guide%20Liquidity%20Risk%20Regulation%20-%20Mockup%20White.png</image:loc><image:caption>Mirai_RiskTech_Guide_Liquidity Risk Regulations From Zero to Expert</image:caption><image:title>Guide Liquidity Risk Regulation - Mockup White</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/promotional/getting-started.jpg</image:loc><image:caption>getting-started</image:caption><image:title>getting-started</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/002%20-%20LCR%20formula.png</image:loc><image:caption>002 - LCR formula</image:caption><image:title>002 - LCR formula</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/03%20Web%20Assets/Home/2026/logos/Mirai%20Linkedin.png</image:loc><image:caption>Mirai Linkedin</image:caption><image:title>Mirai Linkedin</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/010%20Project%20Net%20Interest%20Post%20Banner.png</image:loc><image:caption>010 Project Net Interest Post Banner</image:caption><image:title>010 Project Net Interest Post Banner</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/03%20Web%20Assets/Product/Helen%20ALM%20Mirai-2.jpg</image:loc><image:caption>Helen ALM Mirai-2</image:caption><image:title>Helen ALM Mirai-2</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/Liquidity%20Optimization%20-%20Banner%20Articulo.png</image:loc><image:caption>Liquidity Management: The Capabilities Behind the Ratios</image:caption><image:title>Liquidity Optimization - Banner Articulo</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/015%20Fed%20Nearing%20Banner.png</image:loc><image:caption>015 Fed Nearing Banner</image:caption><image:title>015 Fed Nearing Banner</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/navigation/logo-full.png</image:loc><image:caption>logo-full</image:caption><image:title>logo-full</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/bannder%20ad.png</image:loc><image:caption>bannder ad</image:caption><image:title>bannder ad</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/LCR%20Formula.png</image:loc><image:caption>LCR Formula</image:caption><image:title>LCR Formula</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/Art%204%20Guide%20Liquidity%20-%20Banner%20Articulo.png</image:loc><image:caption>Art 4 Guide Liquidity - Banner Articulo</image:caption><image:title>Art 4 Guide Liquidity - Banner Articulo</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/005%20NSFR%20LI%20Banner.png</image:loc><image:caption>005 NSFR LI Banner</image:caption><image:title>005 NSFR LI Banner</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/Three%20Weeks%20Later%205.jpg</image:loc><image:caption>Three Weeks Later 5</image:caption><image:title>Three Weeks Later 5</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/03%20Web%20Assets/Home/2026/logos/Mirai%20Youtube.png</image:loc><image:caption>Mirai Youtube</image:caption><image:title>Mirai 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Linkedin</image:caption><image:title>Mirai Linkedin</image:title></image:image><lastmod>2026-03-26</lastmod></url><url><loc>https://mirairisktech.com/insights/eve-vs-nii-interest-rate-risk-explained</loc><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/015%20Fed%20Nearing%20Banner.png</image:loc><image:caption>015 Fed Nearing Banner</image:caption><image:title>015 Fed Nearing Banner</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/bannder%20ad.png</image:loc><image:caption>bannder ad</image:caption><image:title>bannder ad</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/promotional/blog.jpg</image:loc><image:caption>blog</image:caption><image:title>blog</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/03%20Web%20Assets/Home/2026/logos/Mirai%20Linkedin.png</image:loc><image:caption>Mirai Linkedin</image:caption><image:title>Mirai Linkedin</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/footer/Mirai%20logo-symbol.svg</image:loc><image:caption>Mirai logo-symbol</image:caption><image:title>Mirai logo-symbol</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/Art%202%20Guide%20IRRBB%20-%20Banner%20Articulo.png</image:loc><image:caption>Art 2 Guide IRRBB - Banner Articulo</image:caption><image:title>Art 2 Guide IRRBB - Banner Articulo</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/08%20Whitepapers%20and%20Guides/Guide%20IRRBB%20Regulation/Guide%20IRRBB%20Regulation%20-%20Mockup%20White.png</image:loc><image:caption>Mirai_RiskTech_Complete_IRRBB_Regulation_Reference_Guide</image:caption><image:title>Guide IRRBB Regulation - Mockup White</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/Art%203%20Guide%20IRRBB%20-%20Banner%20Articulo.png</image:loc><image:caption>Art 3 Guide IRRBB - Banner Articulo</image:caption><image:title>Art 3 Guide IRRBB - Banner Articulo</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/promotional/getting-started.jpg</image:loc><image:caption>getting-started</image:caption><image:title>getting-started</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/featured-image-non-maturity-deposits-explained.png</image:loc><image:caption>featured-image-non-maturity-deposits-explained</image:caption><image:title>featured-image-non-maturity-deposits-explained</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/002%20-%20LCR%20formula.png</image:loc><image:caption>002 - LCR formula</image:caption><image:title>002 - LCR formula</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/010%20Project%20Net%20Interest%20Post%20Banner.png</image:loc><image:caption>010 Project Net Interest Post Banner</image:caption><image:title>010 Project Net Interest Post Banner</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/03%20Web%20Assets/Product/Helen%20ALM%20Mirai-2.jpg</image:loc><image:caption>Helen ALM Mirai-2</image:caption><image:title>Helen ALM Mirai-2</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/navigation/arrow-top-right.svg</image:loc><image:caption>arrow-top-right</image:caption><image:title>arrow-top-right</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/Three%20Weeks%20Later%205.jpg</image:loc><image:caption>Three Weeks Later 5</image:caption><image:title>Three Weeks Later 5</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/005%20NSFR%20LI%20Banner.png</image:loc><image:caption>005 NSFR LI Banner</image:caption><image:title>005 NSFR LI Banner</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/navigation/logo-full.png</image:loc><image:caption>logo-full</image:caption><image:title>logo-full</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/03%20Web%20Assets/Home/2026/logos/Mirai%20Youtube.png</image:loc><image:caption>Mirai Youtube</image:caption><image:title>Mirai Youtube</image:title></image:image><lastmod>2026-10-02</lastmod></url><url><loc>https://mirairisktech.com/blog/mirai-transforms-scenario-simulation</loc><video:video><video:thumbnail_loc>https://48019620.fs1.hubspotusercontent-eu1.net/hubfs/48019620/Scenario_Simulation__That_Holds_Up_Under_Scrutiny.mp4/medium.jpg</video:thumbnail_loc><video:title>How Mirai Simplifies Scenario Simulatio</video:title><video:description>In an era where timely decisions and regulatory compliance are paramount, discover how Mirai empowers institutions to navigate complex financial landscapes seamlessly. 

This video delves into the capabilities of Mirai, built on a single governed data foundation that unifies your financial operations. Key topics include:

- **Real-Time Decision-Making**: Learn how Mirai facilitates immediate scenario simulations, enabling stress tests and what-if analyses to be conducted in parallel—ensuring that every decision impacts net interest income, liquidity, capital, and profitability simultaneously.

- **Global Consistency with Local Flexibility**: Explore how a master chart of accounts across all business units allows for full local adaptability while maintaining a consistent global framework, crucial for effective governance and regulatory alignment.

- **Automated Compliance and Reporting**: Understand how Mirai’s automated regulatory reporting features ensure audit-ready outputs, simplifying compliance and enhancing operational resilience against evolving regulatory demands.

- **Behavioral Assumptions and Continuous Calibration**: Gain insights into how the platform continuously self-calibrates behavioral assumptions, providing reliable outputs that withstand scrutiny.

Key takeaways from this video include:
- The importance of a unified data architecture for streamlined financial management.
- Strategies for enhancing decision-making speed and accuracy in financial institutions.
- Insights into how Mirai helps mitigate risks and optimize capital allocation through advanced scenario analysis.

Join us to discover how Mirai transforms financial management into a strategic advantage, ensuring your institution is not only compliant but also resilient and proactive in facing future challenges.</video:description><video:content_loc>https://mirairisktech.com/hubfs/Scenario_Simulation__That_Holds_Up_Under_Scrutiny.mp4</video:content_loc><video:duration>64</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://mirairisktech.com/hubfs/10%20Product%20Value/Scenario%20Simulation/Banner%20article%20-%20Scenario%20Simulation.png</image:loc><image:caption>Banner article - Scenario Simulation</image:caption><image:title>Banner article - Scenario Simulation</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/image%201.png</image:loc><image:caption>image 1</image:caption><image:title>image 1</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/10%20Product%20Value/Scenario%20Simulation/MMS%20screenshot%202.png</image:loc><image:caption>MMS screenshot 2</image:caption><image:title>MMS screenshot 2</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/10%20Product%20Value/Scenario%20Simulation/PVC%20-%20Scenario%20Simulation%20-%20Multiple%20Scenarios.png</image:loc><image:caption>PVC - Scenario Simulation - Multiple Scenarios</image:caption><image:title>PVC - Scenario Simulation - Multiple Scenarios</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/navigation/logo-full.png</image:loc><image:caption>logo-full</image:caption><image:title>logo-full</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/Product%20Deep%20Dives/PDD%20-%20PTR/Banner%20Web%20y%20Linkedin%20-%20PTR1.png</image:loc><image:caption>Banner Web y Linkedin - PTR1</image:caption><image:title>Banner Web y Linkedin - PTR1</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/navigation/arrow-top-right.svg</image:loc><image:caption>arrow-top-right</image:caption><image:title>arrow-top-right</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/Product%20Deep%20Dives/PDD%20-%20Disbursement/Banner%20Web%20y%20Linkedin%20-%20Disbursement%201.png</image:loc><image:caption>Banner Web y Linkedin - Disbursement 1</image:caption><image:title>Banner Web y Linkedin - Disbursement 1</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/03%20Web%20Assets/Home/2026/logos/Mirai%20Linkedin.png</image:loc><image:caption>Mirai Linkedin</image:caption><image:title>Mirai Linkedin</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/promotional/getting-started.jpg</image:loc><image:caption>getting-started</image:caption><image:title>getting-started</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/10%20Product%20Value/ALCO%20Pack/ALCO%20PACK%20banner%20article.png</image:loc><image:caption>ALCO PACK banner article</image:caption><image:title>ALCO PACK banner article</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/footer/Mirai%20logo-symbol.svg</image:loc><image:caption>Mirai logo-symbol</image:caption><image:title>Mirai logo-symbol</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/blog/blog-banner-default.jpg</image:loc><image:caption>blog-banner-default</image:caption><image:title>blog-banner-default</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/Product%20Deep%20Dives/PDD%20-%20KRS/Banner%20Web%20y%20Linkedin%20-%20KRS1.png</image:loc><image:caption>Banner Web y Linkedin - KRS1</image:caption><image:title>Banner Web y Linkedin - KRS1</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/10%20Product%20Value/Scenario%20Simulation/PVC%20-%20Scenario%20Simulation%20-%20PRA%20Stress%20Testing.png</image:loc><image:caption>PVC - Scenario Simulation - PRA Stress Testing</image:caption><image:title>PVC - Scenario Simulation - PRA Stress Testing</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/Product%20Deep%20Dives/PDD%20-%20Audit%20Versioning/Audit%20Versioning%20-%20PDD%20-%20Banner%20Article.jpg</image:loc><image:caption>Audit Versioning - PDD - Banner Article</image:caption><image:title>Audit Versioning - PDD - Banner Article</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/Mirai_November_2024/Images/blog_1.png</image:loc><image:caption>blog_1</image:caption><image:title>blog_1</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/bannder%20ad.png</image:loc><image:caption>bannder ad</image:caption><image:title>bannder ad</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/promotional/blog.jpg</image:loc><image:caption>blog</image:caption><image:title>blog</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/03%20Web%20Assets/Home/2026/logos/Mirai%20Youtube.png</image:loc><image:caption>Mirai Youtube</image:caption><image:title>Mirai Youtube</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/10%20Product%20Value/Scenario%20Simulation/PVC%20-%20Scenario%20Simulation%20-%20Charts%20of%20accounts.png</image:loc><image:caption>PVC - Scenario Simulation - Charts of accounts</image:caption><image:title>PVC - Scenario Simulation - Charts of accounts</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/End%20of%20the%20year%20CEO%20Article.png</image:loc><image:caption>End of the year CEO Article</image:caption><image:title>End of the year CEO 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Boucher</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/002%20-%20LCR%20formula.png</image:loc><image:caption>002 - LCR formula</image:caption><image:title>002 - LCR formula</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/03%20Web%20Assets/Home/2026/pie-chart.png</image:loc><image:caption>pie-chart</image:caption><image:title>pie-chart</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/03%20Web%20Assets/Home/2026/Alejandro%20Picos.png</image:loc><image:caption>Alejandro Picos</image:caption><image:title>Alejandro Picos</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/03%20Web%20Assets/Home/2026/aresbank.png</image:loc><image:caption>aresbank</image:caption><image:title>aresbank</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/footer/Mirai%20logo-symbol.svg</image:loc><image:caption>Mirai 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Banner</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/trust/card-support.jpg</image:loc><image:caption>card-support</image:caption><image:title>card-support</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/03%20Web%20Assets/Home/2026/Julio%20Bello.png</image:loc><image:caption>Julio Bello</image:caption><image:title>Julio Bello</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/03%20Web%20Assets/Home/2026/logos/Openbank-1.png</image:loc><image:caption>Openbank-1</image:caption><image:title>Openbank-1</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/Three%20Weeks%20Later%205.jpg</image:loc><image:caption>Three Weeks Later 5</image:caption><image:title>Three Weeks Later 5</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/002%20-%20LCR%20formula.png</image:loc><image:caption>002 - LCR 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2025</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/03%20Web%20Assets/Home/2026/reporting-2.png</image:loc><image:caption>reporting-2</image:caption><image:title>reporting-2</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/03%20Web%20Assets/Home/2026/pie-chart.png</image:loc><image:caption>pie-chart</image:caption><image:title>pie-chart</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/Mirai%20Team/Antonio%20Borras.png</image:loc><image:caption>Antonio Borras</image:caption><image:title>Antonio Borras</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/promotional/blog.jpg</image:loc><image:caption>blog</image:caption><image:title>blog</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/bannder%20ad.png</image:loc><image:caption>bannder ad</image:caption><image:title>bannder ad</image:title></image:image><lastmod>2026-10-19</lastmod></url><url><loc>https://mirairisktech.com/insights/how-dora-will-affect-banks-and-their-balance-sheet-management-vendors</loc><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/002%20-%20LCR%20formula.png</image:loc><image:caption>002 - LCR formula</image:caption><image:title>002 - LCR formula</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/005%20NSFR%20LI%20Banner.png</image:loc><image:caption>005 NSFR LI Banner</image:caption><image:title>005 NSFR LI Banner</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/promotional/getting-started.jpg</image:loc><image:caption>getting-started</image:caption><image:title>getting-started</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/03%20Web%20Assets/Home/2026/logos/Mirai%20Youtube.png</image:loc><image:caption>Mirai Youtube</image:caption><image:title>Mirai Youtube</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/Three%20Weeks%20Later%205.jpg</image:loc><image:caption>Three Weeks Later 5</image:caption><image:title>Three Weeks Later 5</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/bannder%20ad.png</image:loc><image:caption>bannder ad</image:caption><image:title>bannder ad</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/Art%203%20Guide%20Capital%20-%20Banner%20Articulo.png</image:loc><image:caption>Art 3 Guide Capital - Banner Articulo</image:caption><image:title>Art 3 Guide Capital - Banner Articulo</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/footer/Mirai%20logo-symbol.svg</image:loc><image:caption>Mirai logo-symbol</image:caption><image:title>Mirai logo-symbol</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/03%20Web%20Assets/Home/2026/logos/Mirai%20Linkedin.png</image:loc><image:caption>Mirai Linkedin</image:caption><image:title>Mirai Linkedin</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/navigation/logo-full.png</image:loc><image:caption>logo-full</image:caption><image:title>logo-full</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/015%20Fed%20Nearing%20Banner.png</image:loc><image:caption>015 Fed Nearing Banner</image:caption><image:title>015 Fed Nearing Banner</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/Art%201%20Guide%20Capital%20-%20Banner%20Articulo.png</image:loc><image:caption>Art 1 Guide Capital - Banner Articulo</image:caption><image:title>Art 1 Guide Capital - Banner Articulo</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/Art%202%20Guide%20Capital%20-%20Banner%20Articulo.png</image:loc><image:caption>Art 2 Guide Capital - Banner Articulo</image:caption><image:title>Art 2 Guide Capital - Banner Articulo</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/Blogpost%20DORA.png</image:loc><image:caption>Blogpost DORA</image:caption><image:title>Blogpost DORA</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/promotional/blog.jpg</image:loc><image:caption>blog</image:caption><image:title>blog</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/navigation/arrow-top-right.svg</image:loc><image:caption>arrow-top-right</image:caption><image:title>arrow-top-right</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/001%20-%20Whats%20ALM.jpg</image:loc><image:caption>001 - Whats ALM</image:caption><image:title>001 - Whats ALM</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/010%20Project%20Net%20Interest%20Post%20Banner.png</image:loc><image:caption>010 Project Net Interest Post Banner</image:caption><image:title>010 Project Net Interest Post Banner</image:title></image:image><lastmod>2026-04-16</lastmod></url><url><loc>https://mirairisktech.com/blog</loc><video:video><video:thumbnail_loc>https://48019620.fs1.hubspotusercontent-eu1.net/hubfs/48019620/Scenario_Simulation__That_Holds_Up_Under_Scrutiny.mp4/medium.jpg</video:thumbnail_loc><video:title>How Mirai Simplifies Scenario Simulatio</video:title><video:description>In an era where timely decisions and regulatory compliance are paramount, discover how Mirai empowers institutions to navigate complex financial landscapes seamlessly. 

This video delves into the capabilities of Mirai, built on a single governed data foundation that unifies your financial operations. Key topics include:

- **Real-Time Decision-Making**: Learn how Mirai facilitates immediate scenario simulations, enabling stress tests and what-if analyses to be conducted in parallel—ensuring that every decision impacts net interest income, liquidity, capital, and profitability simultaneously.

- **Global Consistency with Local Flexibility**: Explore how a master chart of accounts across all business units allows for full local adaptability while maintaining a consistent global framework, crucial for effective governance and regulatory alignment.

- **Automated Compliance and Reporting**: Understand how Mirai’s automated regulatory reporting features ensure audit-ready outputs, simplifying compliance and enhancing operational resilience against evolving regulatory demands.

- **Behavioral Assumptions and Continuous Calibration**: Gain insights into how the platform continuously self-calibrates behavioral assumptions, providing reliable outputs that withstand scrutiny.

Key takeaways from this video include:
- The importance of a unified data architecture for streamlined financial management.
- Strategies for enhancing decision-making speed and accuracy in financial institutions.
- Insights into how Mirai helps mitigate risks and optimize capital allocation through advanced scenario analysis.

Join us to discover how Mirai transforms financial management into a strategic advantage, ensuring your institution is not only compliant but also resilient and proactive in facing future challenges.</video:description><video:content_loc>https://mirairisktech.com/hubfs/Scenario_Simulation__That_Holds_Up_Under_Scrutiny.mp4</video:content_loc><video:duration>64</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><video:video><video:thumbnail_loc>https://48019620.fs1.hubspotusercontent-eu1.net/hubfs/48019620/10%20Product%20Value/FTP%20w%20Data%20Quality/PVC-FTP-video1-final.mp4/medium.jpg</video:thumbnail_loc><video:title>Mirai Funds Transfer Pricing at Contract Level</video:title><video:description>Unlock the power of precise financial management with Mirai's innovative Funds Transfer Pricing (FTP) solutions. This video dives into how Mirai revolutionizes transfer pricing by calculating rates at the individual deal level, ensuring full traceability and transparency.

Key topics covered include:

- **Individual Deal Calculation**: Unlike traditional approaches that rely on portfolio averages, Mirai assigns unique rates to every contract, allowing for detailed analysis down to its spread components.

- **Robust Methodologies**: Explore the various methodologies used for products without contractual maturity, including zero discount factors and weighted terms, all configurable by product, currency, segment, and business line.

- **Unified Data Handling**: Learn how Mirai's FTP runs on a consistent data engine, ensuring that all calculations are based on calibrated curves and validated data. This integration guarantees a singular source of truth across the platform.

- **Scenario Simulation**: Discover the ability to simulate curve changes and pricing scenarios, enabling you to anticipate impacts on Net Interest Income (NII) before they occur.

- **Data Quality Assurance**: Understand the importance of Mirai's validation layer, which checks incoming data against preset rules, flagging issues immediately to maintain high data integrity.

By watching this video, you will gain insights into how Mirai enhances your financial performance through precise, contract-level FTP solutions. You will learn to optimize profitability measurement and streamline your internal pricing strategies while achieving compliance with regulatory demands. 

Join us to see how Mirai transforms financial management into a strategic advantage, promoting efficiency, transparency, and informed decision-making.</video:description><video:content_loc>https://mirairisktech.com/hubfs/10%20Product%20Value/FTP%20w%20Data%20Quality/PVC-FTP-video1-final.mp4</video:content_loc><video:duration>89</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://mirairisktech.com/hubfs/Product%20Deep%20Dives/PDD%20-%20Disbursement/Banner%20Web%20y%20Linkedin%20-%20Disbursement%201.png</image:loc><image:caption>Banner Web y Linkedin - Disbursement 1</image:caption><image:title>Banner Web y Linkedin - Disbursement 1</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/Product%20Deep%20Dives/PDD%20-%20Dynamic%20pricing%20schedules/Banner%20Linkedin%20-%20Dynamic%20Pricing%20Schedules%20-%201.png</image:loc><image:caption>Banner Linkedin - Dynamic Pricing Schedules - 1</image:caption><image:title>Banner Linkedin - Dynamic Pricing Schedules - 1</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/promotional/blog.jpg</image:loc><image:caption>blog</image:caption><image:title>blog</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/03%20Web%20Assets/Home/2026/logos/Mirai%20Linkedin.png</image:loc><image:caption>Mirai Linkedin</image:caption><image:title>Mirai Linkedin</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/10%20Product%20Value/FTP%20w%20Data%20Quality/Banner%20article%20-%20FTP.png</image:loc><image:caption>Banner article - FTP</image:caption><image:title>Banner article - FTP</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/footer/Mirai%20logo-symbol.svg</image:loc><image:caption>Mirai logo-symbol</image:caption><image:title>Mirai logo-symbol</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/Mirai%20Team/Antonio%20Borras.png</image:loc><image:caption>Antonio Borras</image:caption><image:title>Antonio Borras</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/hero%20blog.jpg</image:loc><image:caption>hero blog</image:caption><image:title>hero blog</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/image%201.png</image:loc><image:caption>image 1</image:caption><image:title>image 1</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/Product%20Deep%20Dives/PDD%20-%20Fee%20Modeling/Banner%20Web%20y%20Linkedin%20-%20Fee%20Modeling.png</image:loc><image:caption>Banner Web y Linkedin - Fee Modeling</image:caption><image:title>Banner Web y Linkedin - Fee Modeling</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/10%20Product%20Value/Scenario%20Simulation/Banner%20article%20-%20Scenario%20Simulation.png</image:loc><image:caption>Banner article - Scenario Simulation</image:caption><image:title>Banner article - Scenario Simulation</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/Product%20Deep%20Dives/PDD%20-%20ERC/Banner%20Web%20y%20Linkedin%20-%20ERC.png</image:loc><image:caption>Banner Web y Linkedin - ERC</image:caption><image:title>Banner Web y Linkedin - ERC</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/navigation/logo-full.png</image:loc><image:caption>logo-full</image:caption><image:title>logo-full</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/promotional/getting-started.jpg</image:loc><image:caption>getting-started</image:caption><image:title>getting-started</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/bannder%20ad.png</image:loc><image:caption>bannder ad</image:caption><image:title>bannder ad</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/navigation/arrow-top-right.svg</image:loc><image:caption>arrow-top-right</image:caption><image:title>arrow-top-right</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/Product%20Deep%20Dives/PDD%20-%20PTR/Banner%20Web%20y%20Linkedin%20-%20PTR1.png</image:loc><image:caption>Banner Web y Linkedin 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Linkedin</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/promotional/blog.jpg</image:loc><image:caption>blog</image:caption><image:title>blog</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/bannder%20ad.png</image:loc><image:caption>bannder ad</image:caption><image:title>bannder ad</image:title></image:image><lastmod>2026-08-06</lastmod></url><url><loc>https://mirairisktech.com/blog/mirai-platform-q125-empowering-smarter-decisions-with-next-level-analytics-enhanced-traceability-greater-efficiency-1</loc><image:image><image:loc>https://mirairisktech.com/hubfs/Product%20Deep%20Dives/PDD%20-%20Audit%20Versioning/Audit%20Versioning%20-%20PDD%20-%20Banner%20Article.jpg</image:loc><image:caption>Audit Versioning - PDD - Banner Article</image:caption><image:title>Audit Versioning - PDD - Banner 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Articulo</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/promotional/blog.jpg</image:loc><image:caption>blog</image:caption><image:title>blog</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/navigation/logo-full.png</image:loc><image:caption>logo-full</image:caption><image:title>logo-full</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/image%201.png</image:loc><image:caption>image 1</image:caption><image:title>image 1</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/blog/blog-banner-default.jpg</image:loc><image:caption>blog-banner-default</image:caption><image:title>blog-banner-default</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/promotional/getting-started.jpg</image:loc><image:caption>getting-started</image:caption><image:title>getting-started</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/navigation/arrow-top-right.svg</image:loc><image:caption>arrow-top-right</image:caption><image:title>arrow-top-right</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/Product%20Deep%20Dives/PDD%20-%20PTR/Banner%20Web%20y%20Linkedin%20-%20PTR1.png</image:loc><image:caption>Banner Web y Linkedin - PTR1</image:caption><image:title>Banner Web y Linkedin - 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Youtube</image:caption><image:title>Mirai Youtube</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/015%20Fed%20Nearing%20Banner.png</image:loc><image:caption>015 Fed Nearing Banner</image:caption><image:title>015 Fed Nearing Banner</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/promotional/blog.jpg</image:loc><image:caption>blog</image:caption><image:title>blog</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/bannder%20ad.png</image:loc><image:caption>bannder ad</image:caption><image:title>bannder ad</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/Art%202%20-%20Use%20Case%201%20-%20WP%20Cost%20of%20Fragmentation%20-%20Article%20Banner.png</image:loc><image:caption>Art 2 - Use Case 1 - WP Cost of Fragmentation - Article Banner</image:caption><image:title>Art 2 - Use Case 1 - WP Cost of Fragmentation - Article 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5</image:caption><image:title>Three Weeks Later 5</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/Art%201%20WP%20ILAAP%20ICAAP%20-%20Banner%20Articulo.png</image:loc><image:caption>Art 1 WP ILAAP ICAAP - Banner Articulo</image:caption><image:title>Art 1 WP ILAAP ICAAP - Banner Articulo</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/promotional/getting-started.jpg</image:loc><image:caption>getting-started</image:caption><image:title>getting-started</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/navigation/arrow-top-right.svg</image:loc><image:caption>arrow-top-right</image:caption><image:title>arrow-top-right</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/005%20NSFR%20LI%20Banner.png</image:loc><image:caption>005 NSFR LI Banner</image:caption><image:title>005 NSFR LI Banner</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/010%20Project%20Net%20Interest%20Post%20Banner.png</image:loc><image:caption>010 Project Net Interest Post Banner</image:caption><image:title>010 Project Net Interest Post Banner</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/Art%202%20WP%20ILAAP%20ICAAP%20-%20Banner%20Articulo.png</image:loc><image:caption>Art 2 WP ILAAP ICAAP - Banner Articulo</image:caption><image:title>Art 2 WP ILAAP ICAAP - Banner Articulo</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/03%20Web%20Assets/Home/2026/logos/Mirai%20Linkedin.png</image:loc><image:caption>Mirai Linkedin</image:caption><image:title>Mirai Linkedin</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/bannder%20ad.png</image:loc><image:caption>bannder ad</image:caption><image:title>bannder ad</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/01%20Blog/002%20-%20LCR%20formula.png</image:loc><image:caption>002 - LCR formula</image:caption><image:title>002 - LCR formula</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/footer/Mirai%20logo-symbol.svg</image:loc><image:caption>Mirai logo-symbol</image:caption><image:title>Mirai logo-symbol</image:title></image:image><lastmod>2026-07-15</lastmod></url><url><loc>https://mirairisktech.com/blog/audit-what-changed-between-runs-with-versioning</loc><image:image><image:loc>https://mirairisktech.com/hubfs/Product%20Deep%20Dives/PDD%20-%20PTR/Banner%20Web%20y%20Linkedin%20-%20PTR1.png</image:loc><image:caption>Banner Web y Linkedin - PTR1</image:caption><image:title>Banner Web y Linkedin - 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Article</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/ander.png</image:loc><image:caption>ander</image:caption><image:title>ander</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/bannder%20ad.png</image:loc><image:caption>bannder ad</image:caption><image:title>bannder ad</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/Product%20Deep%20Dives/PDD%20-%20Disbursement/Banner%20Web%20y%20Linkedin%20-%20Disbursement%201.png</image:loc><image:caption>Banner Web y Linkedin - Disbursement 1</image:caption><image:title>Banner Web y Linkedin - Disbursement 1</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/10%20Product%20Value/ALCO%20Pack/ALCO%20PACK%20banner%20article.png</image:loc><image:caption>ALCO PACK banner article</image:caption><image:title>ALCO PACK banner 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Youtube</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/08%20Whitepapers%20and%20Guides/Guide%20IRRBB%20Regulation/Guide%20IRRBB%20Regulation%20-%20Mockup%20White.png</image:loc><image:caption>Mirai_RiskTech_Complete_IRRBB_Regulation_Reference_Guide</image:caption><image:title>Guide IRRBB Regulation - Mockup White</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/promotional/getting-started.jpg</image:loc><image:caption>getting-started</image:caption><image:title>getting-started</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/08%20Whitepapers%20and%20Guides/Guide%20IRRBB%20Regulation/Guide%20IRRBB%20Guide%20-%20Mockup%20LP.png</image:loc><image:caption>Mirai_RiskTech_Complete_IRRBB_Regulation_Reference_Guide</image:caption><image:title>Guide IRRBB Guide - Mockup 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Youtube</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/navigation/arrow-top-right.svg</image:loc><image:caption>arrow-top-right</image:caption><image:title>arrow-top-right</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/03%20Web%20Assets/Home/2026/logos/Mirai%20Linkedin.png</image:loc><image:caption>Mirai Linkedin</image:caption><image:title>Mirai Linkedin</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/2026-web/promotional/getting-started.jpg</image:loc><image:caption>getting-started</image:caption><image:title>getting-started</image:title></image:image><image:image><image:loc>https://mirairisktech.com/hubfs/bannder%20ad.png</image:loc><image:caption>bannder ad</image:caption><image:title>bannder 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