When volatility is permanent, supervisors ask harder questions, and balance sheet decisions must be explained, not just calculated. Traditional ALM and BSM tools stop being enough.
In 2026, Balance Sheet Management is no longer about explaining the past.
Finance and risk teams need continuous visibility, forward-looking scenarios, and explanations they can stand behind, especially when decisions are made under pressure.
Why This Matters in 2026:
Volatility is structural
Regulatory expectations are rising
Digital and third-party dependencies are unavoidable
Static dashboards and retrospective reporting no longer keep up.
This report shows how that shift is already taking shape in practice. And it is written for people who prepare ALCO meetings, run stress tests, explain LCR movements, and answer follow-up questions from regulators—often with little time and zero margin for error.
It focuses on what actually changes in day-to-day work, not abstract trends.
Understand how organizations are using scenario-based modeling to better assess potential balance sheet impacts, rather than relying solely on reactive analysis
Gain clarity on how month-over-month movements in key metrics (LCR, NII, liquidity buffers) can be explained more consistently, without relying on fragmented or stitched-together reports
Be better prepared for supervisory conversations by understanding how continuous, traceable risk and compliance evidence supports confidence and defensibility
Understand how AI can support professional judgment by explaining drivers and assumptions rather than producing black-box outputs
Recognize third-party and ICT dependencies that can disrupt liquidity, operations, or regulatory standing if left unmanaged
Understand the importance of working from a shared and consistent view of the balance sheet across Finance, Risk, and Compliance functions
No generic “efficiency gains.” Just fewer surprises and better answers when it matters.
If you want to prepare balance sheet decisions with more confidence—and spend less time explaining surprises after the fact—this report is a good place to start.
It will help you understand what is changing in Balance Sheet Management and why many current tools and processes will struggle in 2026.
Download the 2026 Global RiskTech Balance Sheet Management Trends Report