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Modern Financial Risk Consultancy Where Strategy Meets Technical Mastery

A bold, data-driven advisory redefining risk management through future-focused strategy
and impactful transformation for global financial institutions.

Financial Risk Consultancy for Banks

We deliver end-to-end business and technology consultancy, combining deep risk management expertise with advanced data solutions. Our holistic approach enables us to anticipate challenges and drive innovation in financial services.

From data architecture to risk model deployment, we help financial institutions optimize performance, streamline operations, and ensure compliance with global and local regulations so they can stay ahead in today’s dynamic financial landscape.

Forward-thinking banks worldwide trust Mirai

COMPREHENSIVE DOMAIN KNOWLEDGE

Our Fields of Expertise

Mirai delivers specialized solutions across treasury, risk, FTP, planning, and IT. Our unified platform scales to any bank size, reducing operational complexity to drive superior financial performance.

Financial Risk Consultancy

Financial Risk

Helping banks identify, manage, and report risks through improved processes, governance, and strategy.

Balance Sheet Consultancy

Balance Sheet Management

Helping banks optimize balance sheets to minimize risk, maximize rewards, and enhance risk-return outcomes.

FTP & Profitability Consultancy

FTP & Profitability

Maximizing profitability by unlocking granular visibility into the components of net interest margin.

Financial Analysis

Analytics

Delivering innovative analytics solutions, enabling banks to optimize decision-making and quantify financial risks with enhanced accuracy and foresight.

Data Quality

Data & IT

Leading and supporting from the design of a robust infrastructure and data framework, to ETLs development and data quality analysis.

Financial Risk Management

Financial Risk Management

Providing an end-to-end solution for credit and market risk, covering design, development, implementation, and auditing.

Regulatory Consultancy

Regulation

Helping clients meet regulatory obligations with a future-proof risk management framework for seamless compliance.

Turn risk complexity into strategic advantage

Get in Touch with Our Consultancy Team

STRATEGIC PARTNERSHIP MODELS

Flexible Consulting for Maximum Impact

We offer a comprehensive framework tailored to your entire lifecycle or targeted to specific needs. Supported by deep subject matter expertise and an internal PMO, we guarantee seamless integration and successful project execution.

Financial Consulting Design & Architecture

Design & Architecture

  • Collaboration on defining functional and technical solutions, tailored to each client’s unique technological environment.
Financial Consulting Software

Software Development

  • Expertise in developing software solutions for financial institutions, integrating both traditional and innovative technologies.
Operational Support

Operational Support

  • Our multidisciplinary team fully outsources operations, handling IT maintenance, data analytics, and capital and provisions calculations.
Financial Risk Management Consulting

Financial Risk Management

  • Advisory on financial risk requirements, ensuring compliance with global and local regulations while tracking emerging trends.
Consulting Balance Sheet Management

Balance Sheet Management & ALM

  • Expert guidance on ALM regulations—IRRBB, CSRBB, Liquidity, and FTP. We interpret changes, assess impacts, and keep teams informed to enable proactive risk and liquidity management.
Business Consulting

Business Consulting

  • Partnering to improve processes through PMOs, automation, reporting, DQ controls, and quantitative model development.
Big data architecture supporting liquidity and FTP analytics

FOUNDATIONAL EXCELLENCE

Strategic Design & Architecture

Alignment with Business and Technical Needs

Expert guidance from project initiation, with clear alignment between functional requirements and technical feasibility.

Proficiency in Development Methodologies

Application of proprietary and standard development methodologies, including traditional waterfall models and agile frameworks such as Scrum.

Data-Centric Approach 

Expertise in the design of traditional architectures and modern infrastructures, including Big Data environments and cloud-based solutions.

Cloud-based financial risk infrastructure for global banks

TECHNICAL EXECUTION & INNOVATION

High-Performance Software Development

Technical Know-How

Expertise in programming languages, ETL platforms, and internal processes of financial institutions, with a focus on alignment between technical execution and client-specific requirements.

Cloud Computing and Big Data

Scalability, flexibility, and security through cloud migration to platforms such as AWS, Azure, or Google Cloud, combined with Big Data architectures that enable faster execution and improved performance.

Code Migration

Optimization of code migration across programming languages and automation of documentation through proprietary Gen AI tools, ensuring confidentiality and operational efficiency.

Strengthen Your ALM and Risk Framework With Expert Advisory

CONTINUITY & OPTIMIZATION

End-to-End Operational Support

We provide specialized support across the entire operational lifecycle, ensuring your systems remain resilient and performant.

Holistic Functional & Technical Validation

Holistic Functional & Technical Validation

We deliver full-spectrum coverage across functional reconciliations, data quality assessments, and regulatory reporting. By integrating rigorous technical monitoring with compliance oversight, we ensure your operational framework remains accurate, stable, and audit-ready.

Optimized Support Experience

Optimized Support Experience

We evaluate and automate core processes to eliminate manual workloads. By streamlining routine operations, we expand your team's capacity for high-value analytical tasks and strategic decision-making.

BAU Management & Framework Rebuilding

BAU Management & Framework Rebuilding

We manage the full lifecycle of BAU processes—from data validation and model updates to IRRBB, CSRBB, and FTP analysis. While maintaining daily stability, we modernize your ALM framework by optimizing scenario design, refining behavioral assumptions, and automating complex reporting structures.

Risk modeling framework including PD LGD and VaR calculations Capital optimization scenario analysis for financial institutions

STRATEGIC RISK GOVERNANCE

Advanced Financial Risk Modeling & Optimization

Advanced Risk Modeling

We design and implement high-precision credit and market risk models including PD, LGD, VaR, and GARCH. Our team manages the entire lifecycle from data extraction to recalibration and documentation.

Capital Optimization

Our advisory enhances capital efficiency through sophisticated scenario evaluation. We leverage collateral adjustments and securitization strategies to strengthen your financial position.

Forecasting and Internal Metrics

We develop custom risk metrics that sharpen management oversight. These tools enable your institution to anticipate behavioral shifts and assess policy impacts under diverse macroeconomic conditions.

Balance Sheet & ALM Strategy Advisory Regulatory Compliance Consulting

CAPITAL & LIQUIDITY STEWARDSHIP

Strategic Balance Sheet & ALM Advisory

Strategic Advisory

We provide expert guidance in ALM and financial planning by designing robust governance and ALCO reporting frameworks. Our approach integrates FTP methodologies with planning processes to align risk management across IRRBB, CSRBB, and liquidity with your broader business strategy.

Regulatory Compliance

Our team optimizes regulatory reporting through the refinement of liquidity metrics, deposit classification, and IRRBB limits. We assist with hedging strategies, CSRBB calculations, ILAAP assessments, and OSI reviews to ensure full compliance with evolving standards.

Reporting Definition

We design and automate specialized ALM reports tailored to your specific requirements. This includes the creation of ALCO dashboards, EWI-based management reports, ILAAP documentation, and comprehensive FTP control metrics.

ORGANIZATIONAL EXCELLENCE

Strategic Business Consulting & Transformation

Project Management

Project Management

Full-cycle project management, ensuring seamless coordination across all teams, from initial planning to final delivery. Our services include planning, monitoring, reporting, dependency analysis, and stakeholder coordination.

Data Mining, Modelling and Reporting

Data Mining, Modelling and Reporting

Advanced analytics generation for enhanced process visibility, trend anticipation, and strategic decision support. Automation of assessments and intuitive presentation of insights to enable data-driven decisions.

AI & Machine Learning-Driven Solutions

AI & Machine Learning-Driven Solutions

Integration of AI/ML technologies to improve model accuracy and forecasting capabilities. Our GenAI tool streamlines code translation, enabling cross-language adaptability and enhancing operational efficiency.

Ready to team up on your upcoming project?

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