FUTURE-PROOF YOUR BALANCE SHEET
Model, test and compare an unlimited number of scenarios with a powerful, high-performance ALM engine built for Treasury. Easily overlay assumptions that drive balance sheet behavior and combine stressed market factors, behavioral models and financial plans into a single, consistent scenario framework.
Leverage Mirai’s cloud-native performance to run fast what-if analysis, stress testing and forecasting in minutes—not days.
INSTANT IMPACT ANALYSIS
Simulate new issuances, funding mix changes, hedge strategies or portfolio reallocations and instantly assess their impact on key liquidity, interest rate and capital metrics across multiple horizons.
Comprehensive Modeling
Create unlimited, scenario-based views combining rates, FX, volatility, behavioral assumptions (NMD, prepayments, defaults) and conditional budgets
Stress Test Integration
Run integrated stress tests covering rate shocks, spread movements, deposit outflows, downgrades and credit migration
Cross-Metric Analytics
Assess impacts across liquidity, P&L and capital, including LCR, NSFR, funding gaps, ΔEVE, ΔNII, NII profiles, RWAs and capital ratios
Audit-Ready Decisions
Support forward-looking decision-making with multi-scenario analysis for ALCO, Treasury Committees, ICAAP / ILAAP and recovery planning—powered by live, auditable numbers instead of static decks
QUANTIFIED STRATEGIC PLANNING
Optimize performance with a unified ALM platform that connects risk, profitability, and capital. Design and execute structural strategies with full visibility of their impact before taking action.
NII Stability: Design structural IRRBB hedging programs and test ΔEVE and ΔNII impacts in advance to reduce volatility while staying within regulatory limits.
Profitability Engineering: Embed the true cost of liquidity into pricing. Use Mirai’s FTP capabilities to align commercial behavior with capital constraints.
Strategic Trade-Offs: Link growth and funding strategies to RWAs and capital ratios, providing a quantified view of the trade-offs between liquidity and margin.
SINGLE-SOURCE DATA GOVERNANCE
Generate native regulatory reporting packs—such as EBA IRRBB / CSRBB—and management dashboards from the same consistent scenario outputs. Treasury teams rely on a single source of truth to serve both regulatory compliance and internal decision-making with confidence.
An embedded Business Intelligence layer enables drag-and-drop dashboards, calculated fields, filters and storytelling, with automatic refresh on re-runs and alternative simulations. Results are fully historized, drillable down to contract level, exportable, and seamlessly available to other systems through cloud-based data extraction.
By combining regulatory accuracy with management insight, Mirai turns treasury reporting into a powerful, transparent and scalable capability.
VELOCITY AS A STRATEGY
Enterprise Power at Scale Trusted by G-SIBs to process millions of contracts and complex scenarios, delivering EVE and NII projections in minutes—not days.
From Static to Real-Time Accuracy is only half the battle; the other half is timing. Mirai provides the immediacy required to respond to shifting markets with real-time, actionable insight.
Elastic Architecture Our cloud-native infrastructure runs parallel scenarios without degradation. As your data volume grows, our performance remains constant, turning computational speed into a structural advantage.
TOTAL DATA TRANSPARENCY
Eliminate the black box. Mirai’s advanced data discovery layer provides panoramic visibility with full data lineage, ensuring total trust in your NII, EVE, and regulatory outputs.
Defend every decision. With fully historized scenarios and contract-level drill-downs, you can validate outcomes and track trends over time with surgical precision.
Drive strategic growth. Move beyond static reporting with embedded BI. Identify risk drivers, attribute sensitivities, and optimize balance sheet allocations through an agile, cloud-native architecture.
COLLABORATIVE STRATEGIC ALIGNMENT
Mirai unifies the diverse roles of modern Treasury into a single high-performance environment. By centralizing operations on a consistent data foundation, teams work concurrently to meet distinct goals and accelerate organization-wide decision-making.
Quants & Modeling Teams
Analysts & Treasury Operations
Regulatory & Compliance Teams
Management & Committees
THE INTELLIGENCE ADVANTAGE
Mirai integrates advanced AI capabilities to transform raw data into a competitive edge. From intelligent assistants that uncover hidden insights across models and reports to machine learning techniques that auto-calibrate models, the platform identifies new behavioral patterns to enhance decision-making across the enterprise.
By adapting to specific roles while maintaining a single, consistent data foundation, Mirai aligns your teams, accelerates critical decisions, and transforms Treasury into a collaborative, high-impact function.
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