Book a Demo
NSFR Explained: What It Is and Why It Matters for Banking Regulation
Since its introduction, alongside the LCR, the Net Stable Funding Ratio (NSFR) has gained prominence among regulators and banks worldwide, including...
Balance Sheet Management Insights
Explore thought leadership, data-driven analysis, and practical frameworks on ALM and Balance Sheet Management, turning complexity into clarity and confident decisions.
Understand Capital Regulation Across Basel, the EU, the UK and the US
A complete reference for capital planning, regulatory implementation and cross-jurisdictional strategy, from the foundations of bank capital through to where the framework is heading next. Capital...
Our Blog
Most Recent Articles
Explore our latest articles covering Balance Sheet Management, ALM, liquidity, financial risk, regulation, and emerging risk technologies.
Liquidity
NSFR Explained: What It Is and Why It Matters for Banking Regulation
Since its introduction, alongside the LCR, the Net Stable Funding Ratio (NSFR) has gained prominence among regulators and banks worldwide, including...
Liquidity
How to Calculate the Liquidity Coverage Ratio (LCR)
Could a bank survive 30 days without access to new funding? The Liquidity Coverage Ratio (LCR) aims to answer precisely that question. This key...
Insights
Most Popular Articles
Discover the most-read insights on Balance Sheet Management, ALM, liquidity risk, regulation, and emerging financial technologies.
How to Calculate the Liquidity Coverage Ratio (LCR)
Could a bank survive 30 days without access to new funding? The Liquidity Coverage Ratio (LCR) aims to answer precisely that question. This key...
How to Project Net Interest Income Under IRRBB: Key Insights from the ALM Approach
Managing a bank's balance sheet implies addressing multiple structural risks, with Interest Rate Risk in the Banking Book (IRRBB) being one of the...
Our Latest Downloadable Content
Whitepapers & Guides
Access the latest research, practical frameworks, and expert perspectives on Balance Sheet Management, ALM, risk, and regulatory developments.
Understand Capital Regulation Across Basel, the EU, the UK and the US
A complete reference for capital planning, regulatory implementation and cross-jurisdictional strategy, from the foundations of bank capital through...
How to Build an IRRBB Framework That Holds Up Under Basel, EU, UK and US Scrutiny
A complete regulatory reference for treasury, ALM, and risk teams navigating interest rate risk in the banking book after the 2024 shock scenario...
What You Need to Know About Liquidity Regulation Across Basel, the EU, the UK and the USA
A detailed reference on LCR, NSFR, ILAAP and supervisory reporting for treasury, ALM and risk professionals working across more than one jurisdiction.
Our Blog
All Insights
Browse our full collection of articles on Balance Sheet Management, ALM, liquidity, risk, regulation, and financial technology.
CP5/26: The PRA Wants Central Bank Facilities Inside Your Liquidity Adequacy
For fifteen years, one principle has sat at the foundation of liquidity regulation: your buffer has to be your own. The central bank is a backstop,...
The Liquidity Acronym Decoder: 40 Terms from ALMM to wSTWF
ALMM, wSTWF, CFMR, RLAP. Liquidity regulation has its own language, and half the difficulty of getting fluent in it is just remembering what the...
How Much Can Banks Save By Integrating Balance Sheet Management on a Single Platform?
Over the past few decades, financial institutions have invested heavily in modernizing their technology landscapes, introducing new platforms to meet...
GENIUS Act Stablecoin Reserves: A New Liquidity Rulebook Is Being Written
Bank liquidity rules were built for one type of institution. Now the same logic is being written into law for a completely different one: payment...
What Is The Hidden Cost of Balance Sheet Management Fragmentation for Banks?
The foundations of balance sheet management are inherently cross-functional. Asset & Liability Management (ALM), Funds Transfer Pricing (FTP),...
IReF and BIRD: How the ECB Is Rethinking Regulatory Reporting
Most of the infrastructure that keeps the financial system running is invisible. Customers never see the databases that record every mortgage...
Why Behavioral Assumptions Are Central to Modern ILAAP Frameworks
Every liquidity assessment begins with a combination of facts and assumptions. Contractual maturities define when assets mature and liabilities...
Why Hedge Accounting Is Evolving and Why That Matters Strategically
For many professionals outside Treasury, ALM, and Finance, hedge accounting is often perceived as a highly technical accounting discipline associated...
How AI Changes Analytical Work in Treasury and Risk
The integration of artificial intelligence into financial institutions is gradually changing the rhythm of analytical work across treasury and risk...
How Stress Testing Connects ILAAP and ICAAP to Resilient Balance Sheet Management
Balance sheets carry the memory of every strategic decision taken by a financial institution. Funding structures and refinancing choices quietly...