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NSFR Explained: What It Is and Why It Matters for Banking Regulation
Since its introduction, alongside the LCR, the Net Stable Funding Ratio (NSFR) has gained prominence among regulators and banks worldwide, including...
Balance Sheet Management Insights
Explore thought leadership, data-driven analysis, and practical frameworks on ALM and Balance Sheet Management, turning complexity into clarity and confident decisions.
Non-Maturing Deposits: How Banks Model NMDs for IRRBB and Liquidity
From first principles to machine learning in deposit modeling for balance sheet, interest rate and liquidity risk management. What Are Non-Maturing Deposits? Non-maturing deposits (NMDs), also...
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Explore our latest articles covering Balance Sheet Management, ALM, liquidity, financial risk, regulation, and emerging risk technologies.
Liquidity
NSFR Explained: What It Is and Why It Matters for Banking Regulation
Since its introduction, alongside the LCR, the Net Stable Funding Ratio (NSFR) has gained prominence among regulators and banks worldwide, including...
Liquidity
How to Calculate the Liquidity Coverage Ratio (LCR)
Could a bank survive 30 days without access to new funding? The Liquidity Coverage Ratio (LCR) aims to answer precisely that question. This key...
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Most Popular Articles
Discover the most-read insights on Balance Sheet Management, ALM, liquidity risk, regulation, and emerging financial technologies.
How to Calculate the Liquidity Coverage Ratio (LCR)
Could a bank survive 30 days without access to new funding? The Liquidity Coverage Ratio (LCR) aims to answer precisely that question. This key...
How to Project Net Interest Income Under IRRBB: Key Insights from the ALM Approach
Managing a bank's balance sheet implies addressing multiple structural risks, with Interest Rate Risk in the Banking Book (IRRBB) being one of the...
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Access the latest research, practical frameworks, and expert perspectives on Balance Sheet Management, ALM, risk, and regulatory developments.
Non-Maturing Deposits: How Banks Model NMDs for IRRBB and Liquidity
From first principles to machine learning in deposit modeling for balance sheet, interest rate and liquidity risk management. What Are Non-Maturing...
Understand Capital Regulation Across Basel, the EU, the UK and the US
A complete reference for capital planning, regulatory implementation and cross-jurisdictional strategy, from the foundations of bank capital through...
How to Build an IRRBB Framework That Holds Up Under Basel, EU, UK and US Scrutiny
A complete regulatory reference for treasury, ALM, and risk teams navigating interest rate risk in the banking book after the 2024 shock scenario...
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All Insights
Browse our full collection of articles on Balance Sheet Management, ALM, liquidity, risk, regulation, and financial technology.
DORA Compliance for SaaS Platforms: Building Trust with Financial Institutions
The Digital Operational Resilience Act (DORA) is reshaping how financial institutions evaluate the technology they depend on. For SaaS providers...
Secure File Transfer Protocol vs Direct Connections: The Practical Choice for Regulated Financial Data
In the SaaS landscape, modern integration strategies often emphasize APIs, real-time data exchange, and native connectors. These approaches work well...
From On-Premise to Cloud: How DORA Is Paving the Way to Digital Resilience
The Digital Operational Resilience Act (DORA) is not simply a regulation; it reflects a realistic view of how technology, governance, and risk...
The End of Quantitative Tightening: What the Fed’s Decision Means for U.S. Liquidity
- Article last updated on November 4, 2025 - The U.S. banking system is showing early signs of liquidity stress as bank reserves fall and short-term...
FR 2052a and the Ongoing Evolution of Liquidity Risk Management
Officially titled “Complex Institution Liquidity Monitoring Report,” the FR 2052a Report is a critical regulatory filing required by the Federal...
The 2010 Federal Advisory on Interest Rate Risk: Why It Still Matters in 2025
As the Federal Reserve begins to cut rates after two years of sustained monetary tightening, banks are once again reminded of a fundamental truth:...
Cloud-Enabled vs. Cloud-Native: What Is the Difference and Why It Matters
For years, Balance Sheet Management (BSM) relied on legacy systems built for a different era. It means overnight batch runs, costly infrastructure,...
What Is The Real Impact of Modern Technology on Balance Sheet Management
Gone are the days when legacy systems dictated the pace of Balance Sheet Management (BSM). What once required overnight batch runs, expensive...
How Machine Learning Is Reshaping Finance and ALM
Today, understanding Machine Learning (ML) in finance is no longer just a technical advantage. It is a strategic necessity. ML is reshaping the way...
Unlocking 4 Types of AI Applied to Balance Sheet Management
As highlighted in the first article in our series of three on AI applied to BSM, Artificial Intelligence (AI) is already a reality. It wouldn’t be...