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NSFR Explained: What It Is and Why It Matters for Banking Regulation
Since its introduction, alongside the LCR, the Net Stable Funding Ratio (NSFR) has gained prominence among regulators and banks worldwide, including...
Balance Sheet Management Insights
Explore thought leadership, data-driven analysis, and practical frameworks on ALM and Balance Sheet Management, turning complexity into clarity and confident decisions.
Non-Maturing Deposits: How Banks Model NMDs for IRRBB and Liquidity
From first principles to machine learning in deposit modeling for balance sheet, interest rate and liquidity risk management. What Are Non-Maturing Deposits? Non-maturing deposits (NMDs), also...
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Explore our latest articles covering Balance Sheet Management, ALM, liquidity, financial risk, regulation, and emerging risk technologies.
Liquidity
NSFR Explained: What It Is and Why It Matters for Banking Regulation
Since its introduction, alongside the LCR, the Net Stable Funding Ratio (NSFR) has gained prominence among regulators and banks worldwide, including...
Liquidity
How to Calculate the Liquidity Coverage Ratio (LCR)
Could a bank survive 30 days without access to new funding? The Liquidity Coverage Ratio (LCR) aims to answer precisely that question. This key...
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Most Popular Articles
Discover the most-read insights on Balance Sheet Management, ALM, liquidity risk, regulation, and emerging financial technologies.
How to Calculate the Liquidity Coverage Ratio (LCR)
Could a bank survive 30 days without access to new funding? The Liquidity Coverage Ratio (LCR) aims to answer precisely that question. This key...
How to Project Net Interest Income Under IRRBB: Key Insights from the ALM Approach
Managing a bank's balance sheet implies addressing multiple structural risks, with Interest Rate Risk in the Banking Book (IRRBB) being one of the...
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Access the latest research, practical frameworks, and expert perspectives on Balance Sheet Management, ALM, risk, and regulatory developments.
Non-Maturing Deposits: How Banks Model NMDs for IRRBB and Liquidity
From first principles to machine learning in deposit modeling for balance sheet, interest rate and liquidity risk management. What Are Non-Maturing...
Understand Capital Regulation Across Basel, the EU, the UK and the US
A complete reference for capital planning, regulatory implementation and cross-jurisdictional strategy, from the foundations of bank capital through...
How to Build an IRRBB Framework That Holds Up Under Basel, EU, UK and US Scrutiny
A complete regulatory reference for treasury, ALM, and risk teams navigating interest rate risk in the banking book after the 2024 shock scenario...
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Posts tagged: regulatory-reporting
Browse our full collection of articles on Balance Sheet Management, ALM, liquidity, risk, regulation, and financial technology.
IReF and BIRD: How the ECB Is Rethinking Regulatory Reporting
Most of the infrastructure that keeps the financial system running is invisible. Customers never see the databases that record every mortgage...
Why Behavioral Assumptions Are Central to Modern ILAAP Frameworks
Every liquidity assessment begins with a combination of facts and assumptions. Contractual maturities define when assets mature and liabilities...
How Stress Testing Connects ILAAP and ICAAP to Resilient Balance Sheet Management
Balance sheets carry the memory of every strategic decision taken by a financial institution. Funding structures and refinancing choices quietly...
Pillar 3 Data Hub: How the EBA Is Standardising Bank Data in the EU
Regulatory reporting in the banking sector is undergoing a broader transformation, driven by the need for greater transparency and better use of...
DPM 2.0 and the EBA’s 4.2 Reporting Framework: Key Changes and Strategic Implications for EU Banks
The European Banking Authority (EBA) has released the final technical package for version 4.2 of its supervisory reporting framework, marking a...
The 2010 Federal Advisory on Interest Rate Risk: Why It Still Matters in 2025
As the Federal Reserve begins to cut rates after two years of sustained monetary tightening, banks are once again reminded of a fundamental truth:...
Striking a Balance: Crucial Regulatory and Supervisory Considerations for 2025
As financial institutions prepare for 2025, regulatory and supervisory frameworks remain central to the evolving banking landscape. Recent...
What Banks Need to Know About EBA’s 2025 Regulatory Focus Pt.2: Implications for Capital and Liquidity Management
In Part 1 of this series, we examined the European Banking Authority’s (EBA) key regulatory priorities for 2025, including its focus on...
How DORA Will Affect Banks and their Balance Sheet Management Vendors
The European Union’s Digital Operational Resilience Act (DORA), set to be enforced from January 17, 2025, is reshaping how financial institutions...
What Banks Need to Know About EBA’s 2025 Regulatory Focus Pt1: Implications for Balance Sheet Management
The European Banking Authority (EBA) is set to reshape the regulatory framework for banks across the European Union, as outlined in its 2025 Work...