Efficiently calculate and forecast the Basel liquidity coverage ratio (LCR) and net stable funding ratio (NSFR) based on client scenarios. Our solution allows for proactive estimation of potential breaches or fluctuations by projecting liquidity ratios (LCR, NSFR). Supported reporting includes:

• Liquidity Coverage Ratio (LCR)
• Net Stable Funding Ratio (NSFR)
• Additional Monitoring Metrics (AMM)
• Asset Encumbrance (AE)

Leverage our reporting functionality for both standardized framework and internal modeling approaches, ensuring alignment with regulatory requirements for interest rate risk in the banking book (IRRBB).Supported reporting includes:

• EBA CSRBB / IRRBB
• EBA Supervisory Team Evaluation Process (STE) Reporting for IRRBB
• EBA STE Assumptions

Access the latest official templates promptly via our up-to-date regulatory templates. Our dedicated team of subject-matter experts meticulously monitors regulatory changes from every authority and ensures timely updates within our solution templates. Additionally, we offer a contractual guarantee that every new regulatory request will be available on our platform before it becomes mandatory, effectively shielding our clients from exposure to regulatory changes. 

Effortlessly generate regulatory reports by mapping dimensions to regulatory products, establishing internal rules, and defining metric parameters. Seamlessly export reports to Excel using official templates for regulatory submission, with support for filtered exports to streamline in-depth analysis. Reports can be simultaneously generated for maximum efficiency.  

Enhance report quality with our robust audit capabilities, which identify missing or flawed data. Mirai facilitates adjustments at both the epigraph and operational levels, maintaining a record of changes and providing before-and-after data for each adjustment. Additionally, Mirai conducts checks on reports and regulators, enabling swift and effective analysis and supervision of metrics 

Anticipate how different scenarios may affect compliance and financial performance by simulating regulatory metrics through what-if analysis. Mirai's forecasting and simulation capabilities enable proactive management of regulatory indicators. Liquidity ratios such as LCR/NSFR can be simulated, considering the impacts of what-if decisions, budgeted new business issuance, multiple scenarios, or strategies. This optimization assists institutions in effectively managing the costs associated with liquidity holding.