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NSFR Explained: What It Is and Why It Matters for Banking Regulation
Since its introduction, alongside the LCR, the Net Stable Funding Ratio (NSFR) has gained prominence among regulators and banks worldwide, including...
Future Finance Review
Explore thought leadership, data-driven analysis and practical frameworks that turn balance sheet complexity into clarity and confident decisions.
The Liquidity Acronym Decoder: 40 Terms from ALMM to wSTWF
ALMM, wSTWF, CFMR, RLAP. Liquidity regulation has its own language, and half the difficulty of getting fluent in it is just remembering what the letters stand for. This decoder maps all 40 terms,...
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Liquidity
NSFR Explained: What It Is and Why It Matters for Banking Regulation
Since its introduction, alongside the LCR, the Net Stable Funding Ratio (NSFR) has gained prominence among regulators and banks worldwide, including...
Liquidity
How to Calculate the Liquidity Coverage Ratio (LCR)
Could a bank survive 30 days without access to new funding? The Liquidity Coverage Ratio (LCR) aims to answer precisely that question. This key...
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Your trusted source for clarity and the latest innovations in ALM and Balance Sheet Management.
How to Calculate the Liquidity Coverage Ratio (LCR)
Could a bank survive 30 days without access to new funding? The Liquidity Coverage Ratio (LCR) aims to answer precisely that question. This key...
Mythos: Three Weeks Later, My AI Thesis Already Looks Conservative
Three weeks ago, I published a whitepaper titled 'AI in Balance Sheet Management: The Next Architecture of Agents and Automation.' In it, I argued...
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Whitepapers
In-depth analysis and practical frameworks shaping the future of ALM, Treasury and Risk.
Model Committed Drawdowns with Disbursement
Disbursement is a behavioral model in Mirai that captures how customers access committed-but-undrawn funds over the life of a facility. Rather than...
Dynamic Schedule: Modeling Non-Standard Repricing Structures
The Dynamic Schedule functionality on Mirai enhances how financial institutions model and price contracts with irregular or non standard repricing...
FTP as a Strategic Decision Engine in a G-SIB
Fund transfer pricing exists to answer a very relevant question: what does it actually cost the institution to fund each product, client, or business...
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Posts tagged: regulatory-reporting
Your trusted source for clarity and the latest innovations in ALM and Balance Sheet Management.
IReF and BIRD: How the ECB Is Rethinking Regulatory Reporting
Most of the infrastructure that keeps the financial system running is invisible. Customers never see the databases that record every mortgage...
Why Behavioral Assumptions Are Central to Modern ILAAP Frameworks
Every liquidity assessment begins with a combination of facts and assumptions. Contractual maturities define when assets mature and liabilities...
How Stress Testing Connects ILAAP and ICAAP to Resilient Balance Sheet Management
Balance sheets carry the memory of every strategic decision taken by a financial institution. Funding structures and refinancing choices quietly...
Pillar 3 Data Hub: How the EBA Is Standardising Bank Data in the UE
Regulatory reporting in the banking sector is undergoing a broader transformation, driven by the need for greater transparency and better use of...
DPM 2.0 and the EBA’s 4.2 Reporting Framework: Key Changes and Strategic Implications for EU Banks
The European Banking Authority (EBA) has released the final technical package for version 4.2 of its supervisory reporting framework, marking a...
The 2010 Federal Advisory on Interest Rate Risk: Why It Still Matters in 2025
As the Federal Reserve begins to cut rates after two years of sustained monetary tightening, banks are once again reminded of a fundamental truth:...
Striking a Balance: Crucial Regulatory and Supervisory Considerations for 2025
As financial institutions prepare for 2025, regulatory and supervisory frameworks remain central to the evolving banking landscape. Recent...
What Banks Need to Know About EBA’s 2025 Regulatory Focus Pt.2: Implications for Capital and Liquidity Management
In Part 1 of this series, we examined the European Banking Authority’s (EBA) key regulatory priorities for 2025, including its focus on...
How DORA Will Affect Banks and their Balance Sheet Management Vendors
The European Union’s Digital Operational Resilience Act (DORA), set to be enforced from January 17, 2025, is reshaping how financial institutions...
What Banks Need to Know About EBA’s 2025 Regulatory Focus Pt1: Implications for Balance Sheet Management
The European Banking Authority (EBA) is set to reshape the regulatory framework for banks across the European Union, as outlined in its 2025 Work...